POINTS AND INSURANCE REDUCTION
The Point and Insurance Reduction Course
One 6 hour class or it can be broken down to two 3 hour sessions.
- New York State law allows for up to a four (4) point reduction on your current driving record.
- If you are the principal operator of a vehicle, you will receive a minimum 10% reduction in base rate of your auto liability and collision insurance premiums each year for three (3) years.
- Excellent way on learning how to drive safely.
- No written tests! There is no passing or failing!
- There will be a 15-30 minute break for food or whatever it is that you have to do.
DMV Point System Summary
The following table shows the point values assigned to moving traffic violations. The "points" are assessed against your driving record based on the date you committed the violation, not the date you were convicted in court. If you accumulate 11 or more points in 18 months, you will be called to a DMV hearing, after hwich your license may be suspended or revoked. You will be offered the option of waiving the hearing or accepting a definite period of suspension.
Some license revocations and suspensions are mandatory and do not depend on points. These include three speeding violations within 18 months, and convictions involving alcohol or drugs. For more information about license suspensions and revocations, please refer to the publication "Suppose Your License Were Taken Away," (C-12), available at any motor vehicle office.
